1. PROPOSAL SUBMISSION
    The Introducer warrants that:-

• it has disclosed all material information to Ivy Finance Ltd relating to a Proposed Customer that would reasonably affect the acceptance of that Proposed Customer
• any information supplied by the Introducer is true to the best of the Introducer's knowledge and belief having made reasonable enquiry as to its accuracy
• it will advise a Proposed Customer of the purposes for which their information will be used, including the possible use of credit scoring, in conjunction with Ivy Finance Ltd and the Introducer's own compliance with the Data Protection Act, as it is in force from time to time.
• the Equipment is not the subject of an existing finance agreement with the Proposed Customer or is presently owned by the Proposed Customer, except as disclosed to Ivy Finance Ltd at the time of application.
• any known prior submission to, or rejection by, another finance house of the proposal shall be disclosed to Ivy Finance Ltd at the time of application

USES OF INFORMATION - DATA PROTECTION ACT 1998
    Information submitted via this website or in the future, or arising out of an account with IVY Finance Ltd relating to the proposed       customer and its directors or proprietors, will be recorded on computer and in other ways and may be used by Ivy Finance Ltd as       follows:-

• Searches at one or more of the credit reference agencies may be made against the proposed customer & its directors / partners and recorded by the agency(ies).
• Proposal details may be checked with a fraud prevention agency and if false or inaccurate information has been given and fraud is suspected, this will be recorded.
• Ivy Finance Ltd may use this information to help make credit decisions; trace debtors; prevent fraud; and to check the identity of the proposed customer & its directors or partners to prevent money laundering.
• The proposed customer & its directors or partners have the right to receive a copy of the information that Ivy Finance Ltd is holding about them by applying in writing and paying a fee.
• Credit scoring may be used in the decision making process.
• The proposed customer & its directors or partners may be contacted for verification purposes and with information about other products and services which Ivy Finance Ltd think might interest them
• Ivy Finance Ltd may also pass particulars of the proposed customer & its directors or partners to another lender who may use information about them in the ways set out above.